Drug Rehab Insurance Coverage
Trying to find the right drug and alcohol rehab is difficult, and that’s not even factoring in whether your health insurance coverage will help you pay for it. But in reality, finding health insurance-approved rehab is easier than you may think.
First, you need to find the program you’re interested in, then speak with an addiction specialist at that rehab facility to verify your insurance policy. You may be surprised to find that your policy is accepted and that you can quickly enter a treatment program to start recovering from drug or alcohol addiction.
How Health Insurance Coverage Helps Pay for Rehab
Until 2010, health insurance coverage didn’t include drug or alcohol rehab. However, the landscape of healthcare was drastically changed through the Affordable Care Act (ACA) and other legislation like the Mental Health Parity and Addiction Equity Act (ACA).
Additional help came from the American Medical Association (AMA) with the recognition of addiction as a legitimate disease requiring medical treatment. Through this acknowledgment of addiction as a medical disease, doors to better health insurance coverage of treatment were opened even further. Now, patients are able to gain the drug and alcohol rehab they need with financial support from their insurance policies.
To find out what level of care you can receive from a drug and alcohol rehab using your health insurance coverage, call the rehab facility and have your insurance verified. Through verification, you can find out if your health insurance will pay for rehab. You can also learn which of the following programs may work best for your addiction and the type of coverage you may be entitled to for each of the following levels of care.
Additional questions you may want to ask when understanding your insurance coverage are:
- Does my insurance policy cover rehab?
- Will your facility accept my type of coverage?
- Does my policy limit daily benefits? If so, how much is that limit?
- Will I have out-of-pocket expenses?
- How long can I stay in rehab, according to my policy?
Many factors determine how your policy will cover drug or alcohol rehab, including:
- Where you live
- Whether you have used the policy for rehab in the past
- Specific allowances of your plan
- Type of treatment you’re seeking
- Other factors that can be discussed with the addiction specialist when you call
Types of Addiction Treatment Covered by Insurance
Whatever type of health insurance coverage you have, you’re likely going to get some help with paying for your rehab treatment. Insurance companies want their policyholders to be healthy because healthy patients cost less and those businesses make more money in the long run.
While in rehab, your insurance may cover the following services:
- Joint Commission-accredited rehab
- Dual diagnosis treatment
- Apartment-style residential housing
- Detox through a partner facility
- Individual counseling
- Group therapy
- Art and music therapy
- Primary Care Therapist assignment
- Recovery coaching to help with recovery and job search in later phases of rehab
- On-site nurse practitioner or other professionals
- Chiropractic care
- Massage therapy
- Acupuncture
- Life skills coaching
- Relapse treatment
More Resources for Paying for Rehab With Insurance
You can also access our individual insurance resources pages for information from the following insurance providers:
1st Step Behavioral Health Offers Focused Drug and Alcohol Rehab
1st Step Behavioral Health in Pompano Beach, Florida, is dedicated to helping patients achieve genuine and lasting recovery from drug or alcohol addiction, and we accept most insurance plans to support this mission. We prioritize patient well-being by focusing on the comprehensive rejuvenation of individuals through personalized treatment plans. These plans are tailored to address the unique medical, physical, emotional, mental, and spiritual needs of each person.
As one of the nation’s premier drug and alcohol treatment centers, 1st Step Behavioral Health holds accreditation from the Joint Commission, a testament to its commitment to quality care. Through long-term treatment and a dual diagnosis approach, patients are provided with transformative steps on their journey to recovery. We empower our patients with natural healing pathways, guiding them from their current challenges with drug or alcohol dependency toward a brighter and healthier future.
Taking the first step toward treatment is difficult, but it will be the best decision you ever made. If you or someone you love are ready for treatment for drug or alcohol addiction, call or text 1st Step Behavioral Health now at (855) 425-4846 to have your insurance verified.
Take the First Step Today
We can help you get better. Contact us today to find out which program might be right for you, or to begin the process of arranging for treatment.
