Does Your Policy Cover Rehab?
The journey to recovery from addiction can be very difficult at times. People who are working to overcome substance dependence often face challenges and obstacles as they move forward in their recovery efforts.
People often deal with uncertainties and fears during the journey to freedom from substance abuse. Sometimes, individuals may feel unsure about whether or not professional treatment will work for them. Many people struggle with shame or guilt. These negative emotions often keep people from reaching out for help.
Another thing that sometimes prevents people from getting the help they need is the financial component of treatment. Many individuals feel that they will not be able to afford professional rehab; the pricing of such programs may deter people and cause them to avoid getting treatment for addiction.
Perhaps you’ve been thinking about going through the treatment process in order to end substance abuse in your life. Maybe you’ve considered a professional detox to help you overcome opioid dependence or alcohol abuse. But, perhaps the financial aspect of professional treatment has caused you to worry that you won’t be able to get the help you need.
There’s good news for you! If you have health insurance through ComPsych, you may find that your policy will offer coverage for addiction rehab! And, if you need help sorting through the details of your insurance plan we can help you here at 1st Step Behavioral Health.
Our team has worked with many different insurance companies to help our clients get coverage for addiction treatment. With that being said, know that we will also work with you. We’ll help you to work out the logistics of your treatment plan so that you can just focus your attention on overcoming addiction.
We believe that you truly deserve to be free from drug and alcohol abuse, so we are dedicated to walking with you as you recover.
ComPsych: Working With Rehab Centers to Provide Treatment
It’s not uncommon for people to feel uncertain about the details of their insurance plan. It can be challenging to understand the particulars of an insurance policy; figuring out the benefits, terms, and conditions can be tiresome. So, if you’ve been feeling stressed as you try to find out what your ComPsych plan covers as far as addiction treatment is concerned, you’re not alone!
Sometimes, calling the insurance company can help you find the exact answers to your questions about benefits for mental health treatment and coverage for addiction rehab. But, sometimes, it might be easier to get information from other professionals who have an in-depth understanding of addiction treatment. That’s where we come in! Here at 1st Step, we work to help our clients learn more about their coverage and benefits, helping them to figure out whether or not their policies will cover treatment at our facility.
First, it’s important to note that ComPsych is one of the largest employee assistance program (EAP) providers in the world. This insurance company works to offer EAP, wellness, and behavioral health services to thousands of organizations.
Since ComPsych is an EAP provider, it works with companies to offer insurance benefits to employees. So, employees who may need care for addiction, mental health, behavioral health, or other needs can get the assistance they need through their employer’s partnership with ComPsych.
This provider offers coverage and benefits for addiction treatment, mental and behavioral health care, and more.
Does My Treatment Center Have to Be an In-Network Facility?
Most of the time, people who need health care wonder about whether they should get treatment from an in-network or an out-of-network facility. It can be challenging to sort through the details of an insurance plan to find out where you can go to get the care that you need. But, it’s definitely helpful to know what kind of care ComPsych will cover and where you should go to get addiction treatment.
ComPsych’s coverage is mainly geared towards in-network facilities. So, it offers coverage for health care and addiction treatment providers that have an arrangement with ComPsych. If, however, an individual selects an out-of-network (non-preferred) provider, ComPsych may not provide any coverage at all.
It may be helpful to get a list from your insurance provider that includes the treatment centers in your area that provide services that are covered by ComPsych. This may assist you in quickly getting access to the help you need so that you can begin your journey to recovery!
Here at 1st Step Behavioral Health, we accept ComPsych and will work with you to make sure you can begin treatment without the stress of financial concerns!
The Details ComPsych Insurance Plans Will Vary
Many substance abuse rehab centers may accept ComPsych insurance. However, it’s important to note that the specifics of ComPsych’s plans may vary, depending on the type of plan a person has and the state or country in which the individual lives.
So, it may be best to contact ComPsych in order to find out if your treatment here at 1st Step Behavioral Health will be covered, how much will be covered, and any necessary steps you should take in order to get the benefits and assistance your insurance plan offers. Our team can also help you to navigate through the details of your insurance policy to learn more about this.
Behavioral Health Treatment Coverage Through ComPsych
In many cases of addiction, individuals suffer from co-occurring disorders. Those who are living with behavioral health disorders substance abuse problems have what is called a “dual diagnosis”.
Some commonly seen co-occurring disorders are:
- Post-traumatic stress disorder (PTSD)
- Attention-deficit hyperactivity disorder (ADHD)
Sometimes, people who suffer from these disorders develop addictions as a result of their behavioral and mental health problems. Many individuals grow dependent on medications they use to treat their disorders, which eventually leads to abuse and addiction. Other times, people may turn to excessive alcohol use or illicit drug use in order to cope with the challenges of having a mental health disorder.
In other cases, people may develop behavioral or mental health disorders as a result of addiction. Often, individuals who struggle with substance dependence and abuse become isolated from their loved ones and suffer from loneliness, grief, shame, guilt, and many more negative emotions. This may lead to depression, causing individuals to suffer from addiction and clinical depression at the same time.
It’s important for those who have co-occurring disorders to seek professional help immediately in order to deal with the effects of substance abuse and behavioral health challenges.
ComPsych understands that individuals may need care for mental and behavioral health issues. So, they offer a comprehensive managed behavioral health program. This program provides exceptional care to those who need it and helps to manage the costs of care.
ComPsych Coverage for Medical Detox
Often, those who need treatment for substance abuse must first go through a detox process. Through a detox program, individuals can safely and successfully end alcohol or drug use and prepare for the next level of care in their treatment process, whether it be inpatient care, a partial hospitalization program (PHP), an intensive outpatient program (IOP), or an outpatient treatment program.
Your ComPsych insurance plan may provide a certain amount of coverage for your medical detox process. But, the particulars of this coverage usually depends on the facility. Is it an in-network addiction treatment center? Or is it out-of-network? Will the detox be an inpatient or outpatient process? The coverage ComPsych provides may depend heavily on the answers to these questions.
You can certainly speak with your employer and contact the professionals at ComPsych in order to learn more about your benefits. We can also help you here at 1st Step Behavioral Health.
Does ComPsych Cover Inpatient and Outpatient Treatment?
Again, each ComPsych plan is unique and the details will vary. But, in many cases, this insurance provider will cover various types of treatment for addiction, including inpatient and outpatient programs.
However, the amount of coverage will depend on whether the facility is in-network or out-of-network. Also, it will depend on the individual’s plan and the benefits that are specific to that particular plan.
Getting the Help You Need at 1st Step Behavioral Health
If you need help overcoming substance abuse, allow us to assist you here at 1st Step. Our team of dedicated, compassionate, and understanding professionals can help to guide you through the admissions and payment processes so that you can begin focusing on what really matters: your health.
Your successful recovery is important to us and it’s our mission to meet your needs as you work to gain freedom from substance abuse. So, you don’t have to let the fear of treatment or concerns about finances prevent you from taking a step in the right direction. We’re here to help!
Just contact us today by calling (866) 319-6126. Let us walk with you as you begin moving towards a new and healthier life!