When choosing a treatment center for the care you need, there are many factors to keep in mind. You want a location that offers superior care and the level of support you need to get the best possible outcome for your addiction treatment. For many people, it is also important to know that your insurance will provide some or full coverage for that care. A Humana insurance rehab is one in which the treatment center is approved to provide care for patients who have Humana insurance.
How to Determine Where to Get Care
A Humana insurance rehab is a location that offers treatment that fits under the qualifications and requirements set by Humana insurance. It is important to know that not all insurance policies are the same. Humana offers a number of different types of insurance products, and not all of them will offer the same type, level, or amount of care. So, how do you know what type of coverage you have and what you may pay?
You can choose to do this in two ways. First, you can look up the details of your policy and read through them. This will outline everything available to you for rehab coverage. It may include the length of time that the policy will cover some or all of your care, as well as what portion of your drug and alcohol treatment will be covered. Many times, policies will restrict your access to specific facilities within a treatment network. Other times, policies are less stringent and offer more flexibility to you.
The second option is to turn to a treatment center that you know takes Humana insurance. A Humana insurance rehab can do all of the hard work for you in determining what type of coverage you have and what that means for the care you can receive from them. The treatment center can tell you:
- If the rehab center is covered under the specific Humana policy you have
- How much coverage is provided – such as what percentage of the cost will be covered
- The length of time that the policy provides coverage for, such as 30, 60, or 90 days
- Restrictions on the types of treatment that are covered
- Qualifications for the use of the insurance for treatment of your addiction
- Any available mental health coverage that could be helpful if you are diagnosed with a mental health disorder
In addition to this, the treatment center will likely be able to tell you what services are covered by Humana based on what they offer. If there are services or types of care that you need but that are not covered under your health insurance policy, the rehab center will then provide you with more information about the cost of those services. You may be able to pay out-of-pocket for them.
Services Covered by Humana
A Humana insurance rehab may provide a wide range of services to you based on what your specific needed care level is. Remember that Humana policies differ. Some of the health insurance policies offered by this organization are far reaching, covering many of the costs you have for addiction treatment. Others have more limitations.
There are a number of policies available through Humana. Across all of them, some will offer coverage for:
- Detoxification services
- Inpatient drug treatment services
- Inpatient alcohol treatment services
- Outpatient treatment programs
- Mental health treatment services
- Medications used for the treatment of addiction
Many people also need to rely on their health insurance for treatment of illness or other physical complications that come from continued drug or alcohol use, such as organ failure or disorders. It is critical that you know what type of care is best suited for you.
How to Know If Your Care Will Be Covered?
You may have Humana and a facility that accepts this coverage. However, you may be unsure that the type of treatment you need is covered. When you come in for an assessment, the treatment team will help you to learn more about the type and level of care that is best suited for your needs. That process takes a bit of time, but you can be sure that the coverage can be compared to your insurance, so there are no surprises.
Do Not Put Off Getting the Care You Need
For anyone that is looking for drug and alcohol treatment, having access to the right treatment center is critical. The good news is that the admissions counselor can offer you the guidance you need and answer all of your questions. You can also reach out to our admissions team at 1st Step Behavioral Health by call or text today at (855) 425-4846. It only takes a few minutes to learn more about the coverage that may be available to you through your Humana insurance policy. You can also verify your insurance coverage here at 1st Step for more information today. Take the time now to find out what you can expect when it comes to getting the care you need.