Humana Drug Rehab Coverage

What Does Humana Drug Rehab Coverage Include?

Humana is a well-established health insurance provider that recognizes the importance of addiction treatment. Humana offers coverage for both in-network and out-of-network rehab centers in Florida. In-network facilities are those that have a contract with the insurance provider, often resulting in lower out-of-pocket costs. Out-of-network facilities may have higher costs, but insurance can still provide coverage.

Your Humana insurance policy may provide you with financial support for the care you receive in a drug or alcohol treatment facility. Humana insurance typically covers the following treatment for addictions.

• Opioids
• Alcohol
• Tobacco
• Hallucinogens
• Stimulants
• Cannabis

Additionally, Humana may cover various levels of care, including:

• Detox services
• Residential treatment programs
• Outpatient treatment programs
• Mental health treatment programs

In these programs, you’ll have coverage for the vast majority of treatment services, such as:

• Intensive therapy, including early intervention and support
• Personalized care for the whole person, body, and mind
• Medication-assisted treatment
• 12-step treatment programs
• Formal counseling programs
• Inpatient treatment

Humana is a large insurance provider and offers coverage for many types of addiction spread

across a range of service providers. The type of care that you qualify for will depend on your policy. Be sure to refer to your specific coverage and policy details for more information.

How to Find a Florida Rehab Center that Accepts Humana Insurance

The first step toward getting treatment is to find an in-network provider. In-network services will be covered by Humana and are offered to you at a discounted rate. You can do this by consulting with our admissions team at 1st Step as they will work closely with you to understand what your needs may be. Then, they can verify your insurance coverage.

Insurance Verification Process

Humana insurance coverage is often very specific in terms of what it will cover and will not. Coverage also varies significantly from one provider to the next and from one plan to the next. To know what type of treatment you may need, you will need to have your insurance verified.

Verifying your insurance does not mean you are getting charged for a service. Rather, it is a type of verification to determine what type of Humana insurance you have and the levels of coverage available. That way, the treatment center can provide you with information such as:

• What types of drug treatment services they offer that your Humana plan covers
• The amount of your deductible, or the amount you have to pay out of pocket Any copays and specialist fees you may owe.
• Any split in coverage that you may owe based on your specific policy needs.

The insurance verification process takes just a few minutes to complete, but keep in mind that this does not obligate you to choose this substance abuse treatment center for your care.

Next Steps After Insurance Verification

When you speak to an admissions counselor about your needs, they can offer some basic information about the types of care available and what may fit your needs. However, to determine the full extent of the care best suited for your needs, you’ll need to work closely with a treatment team and have an evaluation done. This allows professionals to consider all of the various types of needs you may have, such as treatment for mental health disorders, physical ailment needs, medications, and therapy.

The good news is that you don’t have to know all of the answers right now. When you are ready to make the decision to get help, please reach out to our trusted treatment specialists to verify your insurance and learn about your options.

Don’t hesitate to ask your insurance provider and the rehab facility any questions you may have about coverage. Understanding your financial responsibilities is crucial in making informed decisions about your recovery.