If you or someone you love is seeking addiction treatment, one of the first questions you may have is, “How much will it cost?”
Many people begin treatment at the inpatient or residential level of care, during which they reside at the treatment facility and receive around-the-clock care.
Insurance can reduce the financial burden of treatment, and both inpatient and outpatient programs are covered by insurance. Although drug rehab is considered an essential health benefit, insurance coverage can vary significantly, and some people end up with out-of-pocket costs to cover.
If you’re considering attending a residential treatment program, you’ll want to understand the total cost, what your insurance will cover, and what payment options are available to help you cover the rest. In this article, we’ll answer these common questions and more.
For immediate assistance or to verify your insurance coverage, contact our team at First Step Behavioral Health today.
What is Inpatient Rehab?
Inpatient rehab, also known as residential treatment, is a structured program where individuals stay at a facility for a set period of time to focus entirely on their recovery. Unlike outpatient care, where someone lives at home and attends treatment during the day, inpatient rehab provides 24/7 support in a safe, controlled environment.
Most inpatient programs include a combination of medical care, individual and group therapy, wellness activities, and support for co-occurring mental health conditions. The length of stay can vary depending on individual needs, but common timeframes include 30, 60, or 90 days.
During treatment, clients have access to care from recovery support specialists and addiction counselors at all times. This type of 24-hour, intensive care increases treatment costs, but many insurance plans will cover this level of care.
Residential treatment often includes:
- Group therapy
- Individual therapy
- Holistic therapies
- Mental health treatment
- Medication management
- Medication-assisted treatment (MAT)
- Behavioral therapies (cognitive behavioral therapy, dialectical behavior therapy, motivational interviewing, and more)
- Support for transitioning to outpatient services
How Much Does Inpatient Rehab Usually Cost in Pompano Beach?
The cost of inpatient rehab in Pompano Beach can vary widely based on factors like the type of facility, length of stay, and other factors. On average and without insurance, you can expect to pay between $10,000 and $25,000 for a standard 30-day program. However, prices can vary depending on the amenities and services offered.
A luxury or high-end rehab center can cost more, and some exclusive, private treatment facilities can exceed $100,000 per month. However, luxury doesn’t always equal better care. Many standard treatment centers offer high-quality, evidence-based care with experienced staff, even without the upscale extras like private chefs, ocean views, or spa services.
Ultimately, the most important thing is finding a program that meets your individual needs. If you’re concerned about affordability, many inpatient rehab centers in Pompano Beach accept insurance and offer payment plans or sliding scale fees based on income.
Factors that Affect the Cost of Inpatient Rehab
The cost of inpatient rehab isn’t one-size-fits-all. Several factors can influence how much you or your loved one might pay for treatment. Understanding these factors can help you make a more informed decision about where to go and what to expect financially.
Length of the program
One of the biggest cost factors is how long you stay in treatment. Inpatient rehab programs typically last 30, 60, or 90 days, but some may be longer depending on individual needs. A longer stay generally means a higher total cost, though many programs offer a lower daily rate for extended treatment programs.
Location
Where the rehab facility is located can also impact pricing. Rehab facilities in coastal or high-demand areas like Pompano Beach tend to cost more due to higher property values and living expenses. However, location also plays a role in comfort and environment. For example, some people prefer treatment in a calm, scenic setting away from triggers at home that may contribute to drug or alcohol abuse.
Amenities
Amenities can significantly drive up the cost of a drug addiction treatment program. Some treatment centers offer resort-style features like private rooms, gourmet meals, pools, massage therapy, yoga classes, and ocean views. While these extras can enhance your comfort, they’re not necessarily essential for effective treatment, and more affordable programs can still provide high-quality care.
Level of Medical Care
If you require detox services, ongoing medical supervision, or treatment for co-occurring mental health disorders, the cost of treatment may end up being a little bit higher. Programs with 24/7 medical staff, psychiatrists, or specialized care for dual diagnosis tend to charge more due to the level of support involved.
Staff-to-Client Ratio
Drug and alcohol addiction treatment programs that have lower client-to-staff ratios often cost more because they offer more personalized care and one-on-one attention. This can be especially valuable for individuals who need more intensive support or have a history of relapse.
Insurance Coverage
While insurance doesn’t directly impact the facility’s pricing, it can reduce how much you’ll need to pay out of pocket. Some plans cover most or all of the costs for certain facilities, while others only cover a portion. Always check with both your provider and the treatment center to understand your benefits.
Are Inpatient Rehab Programs Worth the Cost?
Residential treatment programs are the highest level of care, and they provide intensive, around-the-clock support. Being away from one’s regular environment helps eliminate distractions and triggers, allowing individuals to fully focus on healing.
Inpatient rehab services ensure a structured daily routine, access to medical and mental health professionals, and a supportive community of peers who are also working toward recovery. For people with moderate to severe substance use issues, a history of relapse, or co-occurring mental health conditions, this level of care can be life-changing.
While the average cost may feel overwhelming, investing in inpatient treatment can help prevent future medical bills, legal problems, lost income, and long-term damage to relationships or health. Many people find that the support and stability they gain during residential rehab is not only worth the price, but it can be essential for building a foundation for lasting recovery.
If you’re unsure whether inpatient care is the right fit, consider talking to a treatment specialist at First Step Behavioral Health about your situation, goals, and treatment options.
Do Insurance Providers Cover Inpatient Treatment Programs in Pompano Beach?
Yes, most insurance providers do cover inpatient rehab, including treatment centers in Pompano Beach. Under the Affordable Care Act (ACA), substance use treatment is considered an essential health benefit, which means insurance companies are required to offer some level of coverage.
That said, coverage can vary depending on your plan. Some insurance policies cover the full cost of inpatient treatment, while others may require you to pay a portion through deductibles, copays, or coinsurance. You may also be limited to a certain number of days in treatment or required to choose from in-network providers.
Factors that influence your insurance coverage include:
- Type of insurance (private, employer-sponsored, Medicaid, Medicare)
- In-network vs. out-of-network facilities
- Pre-authorization or referrals that may be required by your provider in order to obtain coverage
- Medical necessity, which may need to be confirmed by an assessment
The best way to find out what your insurance will cover is to contact your provider directly or verify your insurance coverage with the admissions team at First Step Behavioral Health. Insurance verification is confidential and free.
Exploring The Average Cost of Other Levels of Care
Not everyone starts or stays at the inpatient level of treatment. Depending on your needs, you may begin with medical detox, step down to a partial hospitalization program (PHP), or continue your care in an intensive outpatient program (IOP) or outpatient program (OP). Each level of care comes with its own price range, which is often lower than inpatient rehab but still varies based on factors like location, services provided, and insurance coverage.
Medical Detox Costs
Medical detox is often the first step in treatment for those who are physically dependent on drugs or alcohol. It involves 24/7 monitoring by medical professionals and may include medications to ease withdrawal symptoms and ensure safety.
In Pompano Beach, the average cost of medical detox without insurance ranges from $1,000 to $5,000 for a 3–7 day stay, depending on the substance involved and the level of medical supervision needed. Detox may be offered as a standalone service or as part of a larger inpatient program.
Partial Hospitalization Program (PHP) Costs
PHP is a step down from inpatient rehab but still provides structured care during the day, typically five days a week, while allowing you to return home or to a sober living environment at night.
On average, a PHP in Pompano Beach may cost $350 to $600 per day, or $5,000 to $10,000 per month without insurance. These programs include therapy, group sessions, medical check-ins, and support for co-occurring mental health conditions.
Intensive Outpatient Programming (IOP) Costs
IOP offers a more flexible treatment schedule, usually with sessions held in the mornings or evenings several times a week. This level of care is often recommended for people transitioning out of inpatient or PHP, or for those with milder symptoms who still need structured support.
The average cost of IOP in Pompano Beach is around $250 to $500 per session, or about $3,000 to $8,000 per month, depending on how often you attend and how long the program lasts.
Outpatient Rehab Costs
Inpatient programs cost more than outpatient programs. This is because outpatient programs do not require you to live at the facility or spend a substantial amount of time there. Instead, with outpatient rehab, you’re only paying for the treatment sessions included in your care plan. You may only attend treatment for a total of 5-6 hours a week, resulting in lower overall costs than higher levels of care.
How to Pay for Inpatient Rehab Facilities in Pompano Beach
While insurance can cover a significant portion of treatment, not everyone has full coverage. If you have out-of-pocket costs to take care of, there are several ways you can pay.
- Pay Out-of-Pocket – Some people choose to pay the full cost of treatment directly. This may be an option if you’re not using insurance or want the flexibility to choose an out-of-network or private facility. Paying upfront may also qualify you for a discount, depending on the treatment center’s policies.
- Use Savings – If you’ve been saving for emergencies or healthcare needs, this may be the time to use those funds. While it can be difficult to dip into savings, getting effective treatment can help avoid far greater expenses down the road, including medical bills, legal issues, or lost income.
- Ask for Help – Don’t be afraid to reach out to trusted family members or friends. Many people are willing to help a loved one get the care they need, especially when they understand how vital treatment is. Some families even set up fundraising pages or pool resources to support a relative’s recovery journey.
- Payment Plans – Many residential rehab facilities in Pompano Beach offer flexible payment plans. These allow you to break up the cost of treatment into more manageable monthly payments. It’s a good idea to ask the admissions team what options are available and if there are any interest-free plans for qualifying clients.
- Financial Assistance & Scholarships – Some treatment centers offer need-based financial aid or scholarships for those who can’t afford the full cost of care. These programs are often limited and may require an application, but they can significantly reduce your expenses. It never hurts to ask what support may be available.
Start Your Recovery At Pompano Beach’s Leading Inpatient Drug and Alcohol Rehab Center
First Step Behavioral Health is a Joint Commission-accredited treatment center offering long-term, dual-diagnosis care for individuals facing substance use and mental health challenges. Our approach focuses on restoring balance in all areas of life—physical, emotional, mental, spiritual, and medical.
Our residential (inpatient) program is the most intensive level of care we offer and includes access to on-site medical detox when needed. Located in beautiful Pompano Beach, Florida, our residential facility provides a highly structured treatment experience in a supportive, home-like setting.
People who enter our residential program have either already completed detox or have been medically stabilized and no longer require around-the-clock medical supervision. Some begin their journey with detox here and then step into our inpatient care, while others are admitted directly into the residential level.
Clients live in comfortable, apartment-style housing with semi-private rooms and shared common areas. From 9 a.m. to 5 p.m., the focus is entirely on recovery through group therapy, individual sessions, and other therapeutic activities. After programming hours, clients have the option to hit the gym, visit the wellness center for services like chiropractic care or massage, or unwind and connect with peers in their apartment community.
We’re in-network with many major insurance plans, and other forms of financial assistance may be available. Contact us today to learn more!
Frequently Asked Questions About the Cost of Inpatient Rehab and Paying for Treatment
If you can’t find answers to your questions below, we encourage you to contact our team at First Step Behavioral Health. Our phones are on 24 hours a day.
Is there financial assistance available for inpatient rehab?
Yes. Many South Florida treatment providers offer payment plans, sliding scale fees, or scholarships based on their clients’ financial needs. Additionally, some nonprofit facilities and state-funded programs also offer reduced-cost treatment.
Don’t hesitate to ask what options are available during your intake or admissions process.
Do I have to pay for the entire stay upfront?
Not always. Some drug and alcohol treatment programs allow monthly or weekly payment plans, while others may require a deposit upfront, with the remainder of the balance due later. Many centers are flexible and will work with you to set up a manageable payment schedule.
What if I can’t afford inpatient rehab?
If inpatient rehab is out of reach financially, there may be other options like outpatient therapy, intensive outpatient programs (IOP), or partial hospitalization programs (PHP), which can be more affordable. Some people also explore community-based resources, state-funded programs, or insurance plans through the ACA marketplace which offer plans at discounted rates for eligible individuals.
Can I use HSA or FSA funds to pay for rehab?
Yes. If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can usually use those funds to help cover the cost of inpatient rehab, as long as the treatment is deemed medically necessary.
What’s included in the cost of inpatient rehab?
The cost of a residential treatment program typically includes housing, meals, 24/7 support, therapy sessions (individual and group), medication management, and recreational activities. Some substance abuse treatment centers also include case management, aftercare planning, medication-assisted treatment (MAT), and family therapy. Be sure to ask for a breakdown of what’s included before committing.
Are there any free inpatient rehab programs?
While fully free inpatient programs are very limited, some state-funded and nonprofit treatment centers do offer low-cost or no-cost services to qualifying individuals. These programs may have a long waiting list or fewer amenities, but can still provide treatment for drug and alcohol use disorder.
Verify Your Insurance to Find Out if Inpatient Rehab is Covered
Ready to get started? The first step is to pick up the phone, call us, and speak with an admissions counselor. We’ll assess your needs, gather your insurance information, and reach out to your insurer for you to figure out your coverage details. Once you have an understanding of your coverage, we’ll set you up with an admissions date, arrange transportation, and get you to our facility so you can begin your recovery. Call now!
